AFRICAN MIDDLE CLASS

AFRICAN MIDDLE CLASS 2

MICRO FINANCE MISSION 

Our mission is to be the best in the world in micro hydro electric and water resource management: by evolving innovative damless hydroelectric and water transfer technology. We create Today’s Tall Tree Nurseries to support Micro Finance for women farmers and their families using the Carbon Tax Fund, a new form of foreign aid. We export Mechanization into Africa for more productive agriculture.

AFRICAPITAL

A country cannot grow with only a rich class and a poor class! It is acknowledged that many living on US$2 to US$4 a day could easily slip back into poverty. The middle class is presently almost non-existent, when you accurately define them as owning a small house or a car. Our aim is to help the wealth gradually trickle down so that Africa can have the fastest growing middle class in the world.

Africa: the world’s fastest-growing middle class is coming!

As an indicator of recent trends, The Economist magazine, which in 2000 ran a cover story headlined ‘The hopeless continent’ recently U-turned with an article headed ‘The Hopeful Continent’. 
But for those already investing in the continent, their experience is ‘a story of progress, growth, a story of political and economic vibrancy’. 

Stimulating Entrepreneurship in Africa

Our Model is for Micro Investments, known as AFRICApitalism. Your passion should be entrepreneurship. For others it may be health care or education. Driving Africa’s economic development by supporting entrepreneurship will bring more people out of poverty than any other solution. We wish to start down the path of strategic philanthropy early: the challenge of supporting the development of Africa in a sustainable way.

Co-investment crowd and professionals invest together under the same financial conditions. LIVING WATER IS CORPORATION, the profit sharing arm of LIVING WATER MICRO FINANCE INC. uses the techniques of crowdfunding to give people the opportunity to select and invest alongside professionals, who analyses the investment opportunity. A prospectus may be issued in order to comply with the market regulator’s requirements.

AFRICAPITAL CROWDSOURCING
AFRICAPITAL CROWD SOURCING

AFRICApital Stimulates Entrepreneurship

There are three models:

The First Model is for MicroLoans financed by Donations to LIVING WATER MICRO FINANCE INC., a non-profit company

Their Microfinance Loans operates in the same village in the same time frame. These Microloans will become available to farmer’s family through the woman of the family in teams of five. The “field officers” in the village will be agricultural students, who are monitored by their professors. They will provide the training and preside over regular “conference call” meetings of one of the two teams of Next Three.

Next6
Next6

Alternatively, the field officers can be headmaster of a school or a pastor or imam. Other alternatives are field partners, who can be micro finance institutions, social businesses, schools or non-profit organizations. These field officers or partners stand to gain up to 5% of the outstanding loans, to compensate them for support and training.

AFRICAPITAL
AFRICAPITAL

The Second Model is for Micro Investments, known as

Your passion should be entrepreneurship. For others it may be health care or education. Driving Africa’s economic development by supporting entrepreneurship will bring more people out of poverty than any other solution. We wish to start down the path of strategic philanthropy early: the challenge of supporting the development of Africa in a sustainable way. The entrepreneur’s investment is only 10% of his or her budget, but owns 40% of the business.

This Micro Investment Fund supports agriculture in any way but specifically with an emphasis on renewable energy technologies: a support for Hydroelectricity and Irrigation Projects based on the HUG. This Fund may also be used to develop “After Care Services” for the participating farmer and her family.

While micro finance has succeeded in providing access to capital for people at the base of the pyramid, most micro finance lenders are structured and capitalized to take an entrepreneur only so far.  The vast majority of entrepreneurs served by micro finance loans still lack the ability to scale their business, add real value in the supply chain, and steadily increase their profitability.

For example, a significant number of traditional farmers lose up to 60% of their harvest due directly to inadequate storage and poor pest management. This can be avoided by using very simple, inexpensive and scientifically proven crop storage and pest control methods from the plentiful Neem tree: a natural pesticide.

AFRICAPITAL NEED OIL PRODUCTION
AFRICAPITAL NEED OIL PRODUCTION

The Third Model is known as AFRICApital Village Fund

We advertise for a Sponsor for a Whole Village:

Patron  Wanted to sponsor one of our AFRICApital Village Funds

 It starts with a Village Chief, who now usually acts as an arbitrator for local disputes. As an example, the new Village Chief position involves organizing maintenance work teams/0.5 kilometer of roads for a total of 10 km of road widening. This will allow truck traffic to provide valuable transportation of agricultural goods, which now have inadequate storage. — all 600 villagers needs to pitch in the same way that cooperative groups were set up decades ago — not just a few of the lucky microloan farmers, which tends to encourage a class system, rather than a community structure. This, in turn, will create a multiplier effect, spurring economic growth, additional investment opportunities—and, most important, job creation. These new enterprises will provide a great deal of hope.

AFRICAPITAL LEGACY
AFRICAPITAL LEGACY
Middle Class
AFRICAN Middle Class
Angola Namibia Botswana South Africa Middle Class
Angola Namibia Botswana South Africa Middle Class
 Senegal Mauritania Mali Burkina Ivory Coast Ghana Nigeria Chad Middle Class
Senegal Mauritania Mali Burkina Ivory Coast Ghana Nigeria Chad Middle Class
Morocco Algeria Tunisia Egypt Middle Class
Morocco Algeria Tunisia Egypt Middle Class
Gabon Middle Class
Gabon Middle Class
 Ethiopia Uganda Kenya Middle Class
Ethiopia Uganda Kenya Middle Class

MORE DETAILS:

ALLEVIATING ENERGY POVERTY The poorest fifth of the world pays one-fifth of the world’s lighting bill – but receive only 0.1% of the lighting benefits

NEXT6  Our Living Water Investment Plan is where African entrepreneurs can share a customized business plan with us. The Investor receives a huge social benefit of helping to support small projects.

We are All Winners! The Women Farmers are the biggest winners because they are working on free rented land and are supported by micro finance.

HUG HYDRO ELECTRICITY  We have developed the Proprietary HUG, which can become the power of future technology — the vortex power of water, which increases the velocity of the flow in HUGs by four times.

INNOVATION COMES TO AFRICA We believe that innovation in water distribution, irrigation and damless hydro projects are the solution.

 KATANGA ENERGY PROBLEM SOLVED The present electric turbine systems are working at 60% efficiency. Rehabilitating these plants will cost over US$840 million.

CONGO RIVER HYDRO & IRRIGATION POTENTIAL The World Energy Council says electricity is a bridge to sustainable development and a prerequisite and cornerstone for economic progress, social development, harnessing technological progress and environmental sustainability.

AFRICA HYDRO & IRRIGATION:

WATER TRANSFER & IRRIGATION: Mountain Water Transfer: the Secret to Longer Life

African Women Farmers

Go fund photo
Afrocause will change the lives of many women farmers and their families
 Very Low Interest Micro Loans to Women Farmers in Africa

Living Water Micro Finance Inc.  is a non-profit company operating in Africaworking  to initiate a fund-raising project to begin providing micro loans for women farmers.

Your donation continues to fund new loans more than nine times: every dollar donated is like donating $4.00 with the support of Government and Non-Government grants . This $4.00 is magnified by nine times because microloans are renewed every four months after a harvest: a $36 value: your $15 donation is now worth $180/year — every year. What a Bargain!

We are creating a future where women rural farmers can lift themselves out of poverty by themselves. We don’t believe in handouts.

We reduce our lending risks: no other member of a group of five women farmers may borrow until the last borrower has established a regular repayment record: each help each other to pay the Micro Loan. We assign a counselor to this woman’s group with ongoing, personalized training.

The current lending rate to poor people is 34% per year by standard micro-credit lenders in much of Africa. Our rate of interest is the lowest possible in order to pay our counselors): 8½%/year not including inflation.
I. Any Donations will be directed eventually to Micro Finance in the country of your choice: we will direct your donations to support the first selected country, but ultimately your dollars will be earmarked for the country of your choice. This chosen country begins with a management team of three directors.
II. You may also select one of the following gifts in $15 increments ($180/year):
1. A Series of 10 God’s Loveletters: there are over 40 from which to choose.
2. Personalized Laminated God’s Loveletters (in a frame to be laminated): 400 to choose
3. Personalized First Names & their Meaning (in a frame to be laminated): 1,700 to choose
4. Personalized Funny Cartoons (in a frame to be laminated): 500 to choose
These all make Wonderful Gifts to be sent over the Internet!
A small gift will count just as much as a large one toward our goal of 1,000 gifts x $15 increments:

Any Donations will be directed eventually to MicroFinance in the country of your choice:

We will direct your donations to support the first selected country, but ultimately your dollars will be earmarked for the country of your choice.A Partnership with Shares:MORE DETAILS:

HUG HYDRO ELECTRICITY  We have developed the Proprietary HUG, which can become the power of future technology — the vortex power of water, which increases the velocity of the flow in HUGs by four times.

INNOVATION COMES TO AFRICA We believe that innovation in water distribution, irrigation and damless hydro projects are the solution.

 KATANGA ENERGY PROBLEM SOLVED The present electric turbine systems are working at 60% efficiency. Rehabilitating these plants will cost over US$840 million.

CONGO RIVER HYDRO & IRRIGATION POTENTIAL The World Energy Council says electricity is a bridge to sustainable development and a prerequisite and cornerstone for economic progress, social development, harnessing technological progress and environmental sustainability.

AFRICAN MIDDLE CLASS A country cannot grow with only a rich class and a poor class! It is acknowledged that many living on US$2 to US$4 a day could easily slip back into poverty.

ALLEVIATING ENERGY POVERTY The poorest fifth of the world pays one-fifth of the world’s lighting bill – but receive only 0.1% of the lighting benefits

We are All Winners! The Women Farmers are the biggest winners because they are working on free rented land and are supported by micro finance.

AFRICA HYDRO & IRRIGATION:

WATER TRANSFER & IRRIGATION: Mountain Water Transfer: the Secret to Longer Life

Agroforestry could help solve Climate Change.

 HELPING SOLVE WORLD’S CARBON POLLUTION

New Trees are the only solution to soaking up Carbon Dioxide:

Tree Growth

 

OUR STRATEGY

Stage 1     Agricultural Mechanization of Africa                        
Stage 2   Today’s Tall Trees Nursery: Carbon Tax Fund 
Stage 3   Micro Finance & Landlord Cooperatives 
Stage 4   Irrigation in Remote Areas using kinetic energy from moving water.
Stage 5   Electricity Created in Remote Areas using moving water without the use of a dam.

 

  1. IMPORTANT LINKS:

    1. A Micro Hydro Electric System: no dams: HugENERGY.us
    2. An Irrigation System: NORTHydro.com
    3. A Rabbit and Fish Farm: AfriCAPITALISM.us
    4. The Charitable Arm: SunnyUp.net
    5. Living Water Micro Finance: LivingWaterMicroFinance.org
    6. Thunder of Justice: ThunderofJustice.com
    7.  Deliverance Is: Deliveranceis.com
    8. God Love Letters: GodLoveLetters.com

         https://twitter.com/roaudet

    Christianity and Hinduism Differences

    BILLIONS OF CHRISTIANS CAN’ T ALL BE WRONG!

    Christianity is not a philosophy, but it is  a relationship with God, your Creator,  in Christ TODAY. It is not knowledge of abstract principles.  

    HOW DO WE KNOW THIS?

    1. DELIVERANCE?

    Some Christian disciples use deliverance to deliver away evil spirits influencing people. These evil spirits cause depression, addictions and illness through all forms of stress. 

    2. COMPLETE SENSE OF PEACE?

    After you have been delivered from evil influences, you will have a definite physical experience of a complete sense of peace.

    3.  HEALING?

    Once you experience a physical sense of peace because of deliverance, you know that you will be healed. This helps you build up your faith, which is very crucial: No faith! No healing!

    Some Christian disciples have the gift of healing.   Only the Name of Jesus Christ makes healing and deliverance possible.

    THE WHOLE FAMILY BENEFITS

    In the end, one Christian conversion will benefit the whole family.  The gifts of the Holy Spirit of healing and deliverance will help the whole family. A prayer of deliverance of evil spirits will leave any member of the family with a complete sense of peace immediately. A prayer of healing from a Christian disciple produces 80% healing. The remaining healing comes from continued prayer of praise and thanksgiving until all the healing is complete. This healing comes from the Holy Spirit through the power in the Name of Jesus Christ.  No other god or deity or doctor uses this power. This proves the TRUTH OF CHRISTIANITY. 

    ASTONISHING PREDICTIONS

    God divinely inspired the BIBLE . How do we know? Each of eight accurate predictions  shows a high probability mathematically. The probability of one individual fulfilling eight prophecies have odds of 1 in 10 17  (1 in 100,000,000,000,000,000). Jesus Christ fulfilled all prophecies, therefore the Bible MUST BE TRUE. 

    DIVINE OR HUMAN CALIPHS

    The Old Testament indicates another 40 astonishing predictions.

    CHINA DECEASED RELATIVES

    Christianity experiences stunning growth—from approximately 3.8 million adherents in China in 1956 to an estimated 87 to 100 million Christians today.

    CHINA AND THE HOLY SPIRIT

    Chinese Religion God

    AN EXPERIMENT OF GOD’S TOUCH 2

    HOW IS JESUS STILL ALIVE TODAY?

    Jesus is alive today! He heals today (through His followers) and in many cases it is realized immediately. How else can you explain the explosion of Christianity, the world’s largest religion, on earth: 2.2 billion adherents, nearly a third (31 percent) of all 6.9 billion people on Earth. 

    Christians know and feel His Presence; they communicate with Him personally; Christian prayers are always answered.

    This author has been given the Gift of Healing only because he is a Christian Lay Missionary, who travels  two to three places every year. On his last trip to Columbia he successfully transferred his Gift to his Spanish translators, who were able to heal as he did. He has healed Muslims to their great surprise.

    He also delivers away evil spirits along with their healing. All those who are delivered from evil spirits feel a complete physical  sense of peace.

    DREAMS AND VISIONS

    God can give a message to those non-Christians to change their heart.  God knows faith will be developed eventually. God will come to you in the form of dreams or visions. So be sensitive to any dreams or visions, when you ask God for it earnestly.

    NEAR-DEATH EXPERIENCES 2

    PROOF OF HEAVEN 2

    Is the BIBLE true? 2

    HAVE YOU EVER WONDERED HOW TO BECOME A CHRISTIAN?

    god proof

    • Christians don’t shout, “I live a clean life!” Christians whisper “I feel  lost, but now God found me and God forgives me.” 
    • Christians don’t speak with pride. They confess that they stumble and need Christ to be their guide.
    • Christians don’t say,” I’m strong.” They say they try to be strong because they need strength. 
    • Christians don’t brag about success, but they admit that they fail and they need God to clean the mess.
    • Christians don’t claim to be perfect, but God still believes in them.
    • Christians still feel the sting of pain. They have their share of headaches but they still call upon His Name.
    • Christians are not holier than others. They are simple sinners who receive God’s unbelievable Grace.

    Christianity on a Table Napkin:

    Deliverance EVIL SPIRITS

    “If you declare with your mouth, ‘Jesus is Lord,’ and believe in your heart that God raised him from the dead, you will be saved.”                                                                                                                                     Romans 10:9

    The real Jesus is the Christ, the Son of the Living God. He was send by God to come to the earth in the body of a human being. That was, so that He could suffer in the flesh, and take all our sins upon Himself and die in our place. He rose from the dead and lives to pray for us daily.
    He is the Savior – The angel announced to Mary; …and you shall call His name JESUS: for He shall save His people from their sins.     Matthew 1:21  It means He has the power to free us, save us and deliver us from sin. He is merciful and has the power to forgive. He brings good news to the poor, heals the heart-broken, announce freedom to all captives, pardons all prisoners. He comforts mourners. He has healing in His hands.
    To receive Jesus as your Savior… SAY:

    Lord Jesus, You are the Christ, the Son of the Living God. Please hear me today and help me! I want to receive You as my Lord and Savior. Be Lord of my life!  Lord Jesus, I believe that You died for me and that God raised You from the dead. Forgive me all my sins and take all my sins away. Come into my heart and be my Savior and Lord, and fill me with Your Holy Spirit. Amen
    Your life will begin to change in an amazing way. Without expecting  anything, be sensitive to any dreams or visions. 

    God the Father will wipe every tear from our eyes, and there shall be no more death or mourning, crying out or pain. We will be like Him, for we will see Him as He is The Holy Spirit will have made all things new. Eternal joy will begin.  “For the Mighty One has done great things for me— holy is His name.”                                                     Luke 1: 49

    Are we not like Barabbas who was justly condemned for murder, but saved by the innocent Jesus on the cross? Are we not like the adulterous woman, deserving of death by stoning, to whom Jesus says, “I do not condemn you”?  And Jesus saved them both. In fact, Jesus came to earth specifically to look for and save those who were lost, like you.

    “Come now, let us settle the matter,” says the LORD, “Though your sins are like scarlet, they shall be as white as snow; though they are red as crimson, they shall be like wool”.                                       Isaiah 1:18

    You may need some counseling with a pastor, priest or competent Christian worker, who will introduce you to a Short Course on Who is Jesus? Start by reading a short biography of Jesus in  the Gospel of Luke. Read several verses before going to bed and read the same verse upon arising.  He will defend you from attacks of the enemy when you ask Him.

    Healing and Deliverance                                                 (Ctrl + Click to follow Link)

    Please send this document to others who speak different languages. Ask them to click on the TRANSLATION application called, “SPREAD THE WORD TO OTHER COUNTRIES!” at top of the page.

     

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