LIVING WATER MICRO FINANCE

LIVING WATER MICRO FINANCE 2

AFRICA MICRO FINANCE  & OUR MISSION

Our mission is to be the best in the world in micro hydro electric and water resource management: by evolving innovative damless hydroelectric and water transfer technology. We create Today’s Tall Tree Nurseries to support Micro Finance for women farmers and their families using the Carbon Tax Fund, a new form of foreign aid. We export Mechanization into Africa for more productive agriculture.

Living Water Trust Africa Micro Finance Living Water Micro Finance in Africa
  is available from LIVING WATER MICRO FINANCE Inc., a non-profit corporation. Farmers can borrow small sums of money for seed and land rental on a short term basis. 

Combine the HUG with the Micro Credit available from LIVING WATER MICROFINANCE Inc., a non-profit corporation and you have a winning combination. Farmers can borrow small sums of money for seed and land rental on a short term basis. They will have access to new fresh water and a low cost micro irrigation systems for their farms. Add fertilizer to the formula and you have three season/year of farming.

The Global African Village Problem:

 Global African Village Africa Micro Finance                                  
Global African Village

In Uganda, as in much of Africa, women own about 40% of businesses with registered premises but only receive about 9% of commercial credit. Women entrepreneurs are woefully under-served, even though often women are a better credit risk than men as they do not spend their money on drink.

Differences in land tenure rights between men and women have historically left women disadvantaged, with less access to credit and markets. According to customary law in patrimonial communities, a widow will only inherit her husband’s property if there are no male heirs.

African children and women farmers Micro Finance Africa
African children and women farmers

Africa Micro Finance

Let us look at the human side of  Low Interest Micro Finance :

“I got a loan from a Micro Finance company and planted mango grafts. It was difficult in the beginning because there was no income from the trees [during the first five years], and still I had to work very hard. I had to water and care for the trees and also work as a daily laborer whenever work was available. But when the mangoes began to bear, I had income every year. I could repay my loan easily. Then I was able to dig a well, and now I have water year round. Now that I have water I can run my own farm.

God has much to do; He is very busy running the universe. He does not need to take care of my farm anymore. Now I do that myself.”

 Farmers in Africa: Micro Finance
Farmers in Africa: Micro Finance

Tom’s life transformed by micro-loan in Uganda

LIVING WATER MICRO FINANCE TRUST in Uganda provides comprehensive management, leadership and business training to our groups so they become capable to manage their own business affairs including the operation of an internal revolving loan fund. 

The current lending rate to poor people is 34% per YEAR by standard micro-credit lenders in Jinja Uganda.   But because its members are poor with no collateral, the standard lending rate for them was still the same 34% as any new group getting their first loan.  If they had collateral such as land or a car, they could receive a 24%/YEAR rate loan. Many borrowers had been receiving standard micro-credit loans for over 10 years, and they were still as poor as the day they started their loans, still living on less than $1 per day.

That’s terrible: it’s usurious.

LIVING WATER MICRO FINANCE Inc. in Africa has their micro-credit rates in the 8.5%/YEAR range of interest, not including the inflation factor.   

African Leaders & Farmers in Africa: Micro Finance
African Leaders

AFRICAN LEADERS NEEDED

African Women Farmers in Africa: Micro Finance
Farmers in Africa: Micro Finance
cropland Farmers in Africa: Micro Finance
Women Farmers in Africa using Micro Finance

 Very Low Interest Micro Loans to Women Farmers in Africa

Living Water Micro Finance Inc. is a non-profit company operating in Africa — working  to initiate a fund-raising project to begin providing micro loans for women farmers.

Your donation continues to fund new loans more than nine times: every dollar donated is like donating $4.00 with the support of Government and Non-Government grants . This $4.00 is magnified by nine times because micro loans are renewed every four months after a harvest: a $36 value: your $15 donation is now worth $180/year — every year. What a Bargain!

We are creating a future where women rural farmers can lift themselves out of poverty by themselves. We don’t believe in handouts.

We reduce our lending risks: no other member of a group of five women farmers may borrow until the last borrower has established a regular repayment record: each help each other to pay the Micro Loan. We assign a counselor to this woman’s group with ongoing, personalized training.

The current lending rate to poor people is 34% per year by standard micro-credit lenders in much of Africa. Our rate of interest is the lowest possible in order to pay our counselors): 8½%/year not including inflation.

OUR STRATEGY

Stage 1   Agricultural Mechanization of Africa                                           Stage 2   Today’s Tall Trees Nursery: Carbon Tax Fund Resource
Stage 3   Micro Finance in Africa for Irrigation 
Stage 4   Irrigation in Remote Areas using moving water energy.
Stage 5   Electricity in Remote Areas created from moving water.

Women Farmers will have access to new fresh water and a low cost micro irrigation systems for their farms. Add fertilizer to the formula and you have three season/year of farming.

change amazing Farmers in Africa: Micro Finance
I. Any Donations will be directed eventually to Micro Finance in the country of your choice: we will direct your donations to support the first selected country, but ultimately your dollars will be earmarked for the country of your choice. This chosen country begins with a management team of three directors.
II. You may also select one of the following gifts in $15 increments ($180/year):

These all make Wonderful Gifts to be sent over the Internet!
A small gift will count just as much as a large one toward our goal of 1,000 gifts x $15 increments:

Our Charity Strategy:SunnyupNet

1. Sunnyup.net has been created:                         

700 Personalized Photo Cartoons:

Personalized Funny Cartoons (in a frame to be laminated): 

SunnyUp Net1

400 Personalized God’s Loveletters:

Personalized Laminated God’s Loveletters (in a frame):Sunnyup GL Home

1,700 Personalized FIRST NAMES 

Personalized First Names & their Meaning (in a frame to be laminated):

Compatible Names

God’s Loveletters:

A Series of 10 God’s Loveletters: there are over 40 from which to choose.

GL29-Series

2.  These Personalized Gifts are NOT for sale. They are REWARDS given to A DONOR for DONATIONS to LIVING WATER MICRO FINANCE Inc.,  a non-profit company, that support women farmer and their family in Africa for seed and fertilizer. This DONATION is paid back at the end of the harvest. This same DONATION works nine times because 92% pay their loans.

  3.  The DONATIONS are partitioned as follows:

CONTRIBUTIONS

Any Donations will be directed eventually to Micro Finance in the country of your choice:

MORE DETAILS:

INNOVATION COMES TO AFRICA We believe that innovation in water distribution, irrigation and damless hydro projects are the solution.

AFRICAN MIDDLE CLASS A country cannot grow with only a rich class and a poor class! It is acknowledged that many living on US$2 to US$4 a day could easily slip back into poverty.

We are All Winners! The Women Farmers are the biggest winners because they are working on free rented land and are supported by micro finance.

AFRICA HYDRO & IRRIGATION:

WATER TRANSFER & IRRIGATION: Mountain Water Transfer: the Secret to Longer Life

Agroforestry could help solve Climate Change.

 HELPING SOLVE WORLD’S CARBON POLLUTION

Tree Growth in Africa: Micro Finance
Tree Growth in Africa

New Trees are the only solution to soaking up Carbon Dioxide:

 

OUR STRATEGY

Stage 1     Agricultural Mechanization of Africa                        
Stage 2   Today’s Tall Trees Nursery: Carbon Tax Fund 
Stage 3   Micro Finance & Landlord Cooperatives 
Stage 4   Irrigation in Remote Areas using kinetic energy from moving water.
Stage 5   Electricity Created in Remote Areas using moving water without the use of a dam.

IMPORTANT LINKS:

  1. A Micro Hydro Electric System: no dams: HugENERGY.us
  2. An Irrigation System: NORTHydro.com
  3. A Rabbit and Fish Farm: AfriCAPITALISM.us
  4. The Charitable Arm: SunnyUp.net
  5. Living Water Micro Finance: LivingWaterMicroFinance.org
  6. Thunder of Justice: ThunderofJustice.com
  7.  Deliverance Is: Deliveranceis.com
  8. God Love Letters: GodLoveLetters.com

     https://twitter.com/roaudet

Christianity and Hinduism Differences

BILLIONS OF CHRISTIANS CAN’ T ALL BE WRONG!

Christianity is not a philosophy, but it is  a relationship with God, your Creator,  in Christ TODAY. It is not knowledge of abstract principles.  

HOW DO WE KNOW THIS?

1. DELIVERANCE?

Some Christian disciples use deliverance to deliver away evil spirits influencing people. These evil spirits cause depression, addictions and illness through all forms of stress. 

2. COMPLETE SENSE OF PEACE?

After you have been delivered from evil influences, you will have a definite physical experience of a complete sense of peace.

3.  HEALING?

Once you experience a physical sense of peace because of deliverance, you know that you will be healed. This helps you build up your faith, which is very crucial: No faith! No healing!

Some Christian disciples have the gift of healing.   Only the Name of Jesus Christ makes healing and deliverance possible.

THE WHOLE FAMILY BENEFITS

In the end, one Christian conversion will benefit the whole family.  The gifts of the Holy Spirit of healing and deliverance will help the whole family. A prayer of deliverance of evil spirits will leave any member of the family with a complete sense of peace immediately. A prayer of healing from a Christian disciple produces 80% healing. The remaining healing comes from continued prayer of praise and thanksgiving until all the healing is complete. This healing comes from the Holy Spirit through the power in the Name of Jesus Christ.  No other god or deity or doctor uses this power. This proves the TRUTH OF CHRISTIANITY. 

ASTONISHING PREDICTIONS

God divinely inspired the BIBLE . How do we know? Each of eight accurate predictions  shows a high probability mathematically. The probability of one individual fulfilling eight prophecies have odds of 1 in 10 17  (1 in 100,000,000,000,000,000). Jesus Christ fulfilled all prophecies, therefore the Bible MUST BE TRUE. 

DIVINE OR HUMAN CALIPHS

The Old Testament indicates another 40 astonishing predictions.

CHINA DECEASED RELATIVES

Christianity experiences stunning growth—from approximately 3.8 million adherents in China in 1956 to an estimated 87 to 100 million Christians today.

CHINA AND THE HOLY SPIRIT

Chinese Religion God

AN EXPERIMENT OF GOD’S TOUCH 2

HOW IS JESUS STILL ALIVE TODAY?

Jesus is alive today! He heals today (through His followers) and in many cases it is realized immediately. How else can you explain the explosion of Christianity, the world’s largest religion, on earth: 2.2 billion adherents, nearly a third (31 percent) of all 6.9 billion people on Earth. 

Christians know and feel His Presence; they communicate with Him personally; Christian prayers are always answered.

This author has been given the Gift of Healing only because he is a Christian Lay Missionary, who travels  two to three places every year. On his last trip to Columbia he successfully transferred his Gift to his Spanish translators, who were able to heal as he did. He has healed Muslims to their great surprise.

He also delivers away evil spirits along with their healing. All those who are delivered from evil spirits feel a complete physical  sense of peace.

DREAMS AND VISIONS

God can give a message to those non-Christians to change their heart.  God knows faith will be developed eventually. God will come to you in the form of dreams or visions. So be sensitive to any dreams or visions, when you ask God for it earnestly.

NEAR-DEATH EXPERIENCES 2

PROOF OF HEAVEN 2

Is the BIBLE true? 2

HAVE YOU EVER WONDERED HOW TO BECOME A CHRISTIAN?

god proof

  • Christians don’t shout, “I live a clean life!” Christians whisper “I feel  lost, but now God found me and God forgives me.” 
  • Christians don’t speak with pride. They confess that they stumble and need Christ to be their guide.
  • Christians don’t say,” I’m strong.” They say they try to be strong because they need strength. 
  • Christians don’t brag about success, but they admit that they fail and they need God to clean the mess.
  • Christians don’t claim to be perfect, but God still believes in them.
  • Christians still feel the sting of pain. They have their share of headaches but they still call upon His Name.
  • Christians are not holier than others. They are simple sinners who receive God’s unbelievable Grace.

Christianity on a Table Napkin:

Deliverance EVIL SPIRITS

“If you declare with your mouth, ‘Jesus is Lord,’ and believe in your heart that God raised him from the dead, you will be saved.”                                                                                                                                     Romans 10:9

The real Jesus is the Christ, the Son of the Living God. He was send by God to come to the earth in the body of a human being. That was, so that He could suffer in the flesh, and take all our sins upon Himself and die in our place. He rose from the dead and lives to pray for us daily.
He is the Savior – The angel announced to Mary; …and you shall call His name JESUS: for He shall save His people from their sins.     Matthew 1:21  It means He has the power to free us, save us and deliver us from sin. He is merciful and has the power to forgive. He brings good news to the poor, heals the heart-broken, announce freedom to all captives, pardons all prisoners. He comforts mourners. He has healing in His hands.
To receive Jesus as your Savior… SAY:

Lord Jesus, You are the Christ, the Son of the Living God. Please hear me today and help me! I want to receive You as my Lord and Savior. Be Lord of my life!  Lord Jesus, I believe that You died for me and that God raised You from the dead. Forgive me all my sins and take all my sins away. Come into my heart and be my Savior and Lord, and fill me with Your Holy Spirit. Amen
Your life will begin to change in an amazing way. Without expecting  anything, be sensitive to any dreams or visions. 

God the Father will wipe every tear from our eyes, and there shall be no more death or mourning, crying out or pain. We will be like Him, for we will see Him as He is The Holy Spirit will have made all things new. Eternal joy will begin.  “For the Mighty One has done great things for me— holy is His name.”                                                     Luke 1: 49

Are we not like Barabbas who was justly condemned for murder, but saved by the innocent Jesus on the cross? Are we not like the adulterous woman, deserving of death by stoning, to whom Jesus says, “I do not condemn you”?  And Jesus saved them both. In fact, Jesus came to earth specifically to look for and save those who were lost, like you.

“Come now, let us settle the matter,” says the LORD, “Though your sins are like scarlet, they shall be as white as snow; though they are red as crimson, they shall be like wool”.                                       Isaiah 1:18

You may need some counseling with a pastor, priest or competent Christian worker, who will introduce you to a Short Course on Who is Jesus? Start by reading a short biography of Jesus in  the Gospel of Luke. Read several verses before going to bed and read the same verse upon arising.  He will defend you from attacks of the enemy when you ask Him.

Healing and Deliverance                                                 (Ctrl + Click to follow Link)

Please send this document to others who speak different languages. Ask them to click on the TRANSLATION application called, “SPREAD THE WORD TO OTHER COUNTRIES!” at top of the page.

 

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4 thoughts on “LIVING WATER MICRO FINANCE 2”

  1. Hello!
    i want to know what i have to do and where i can go to meet someone of your organization to benefit of your help for irrigation at malabo in guinea equatorial.
    Thank you very much.

    1. We have a set strategy and Irrigation is introduced as follows in Stage 4:

      OUR STRATEGY
      Stage 1 Agricultural Mechanization of Africa

      Stage 2 Today’s Tall Trees Nursery: Carbon Tax Fund

      Stage 3 Micro Finance & Landlord Cooperatives

      Stage 4 Irrigation in Remote Areas using kinetic energy from moving water.

      Stage 5 Electricity Created in Remote Areas using moving water without the use of a dam.

  2. Bonjour,
    Je me nomme Habib de Nazaire ADJET, je suis le Directeur Adjoint de la société CACAOFINANCES Sarlu ,ivoirien et j’ai eu votre contact par le biais de M. Diouf William. Apres lecture et visite votre site web, je suis vraiment interessé pour un partenariat avec votre structure concernant mon domaine qui est l’agriculture en général et la cacaoculture en particulier.
    Merci de bien vouloir nous faire un retour afin de commencer notre collaboration.

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