Tag Archives: investment plan

GLOBAL CLIMATE CHANGE SOLUTION

The question: should Canada prioritize climate change adaptation or should Canada spend more funds on mitigation. Today Canada, like many other western nations, is following a chaotic pathway to solving GLOBAL CLIMATE CHANGE. These countries have spent a fortune rejigging their energy system while barely reducing emissions.

Global Affairs Canada’s spends $7.0 billion in 2018–19, including $298 million (4%) for various climate change initiatives such as greater energy efficiency and better public transit systems.

Emissions of carbon dioxide – the greenhouse gas most responsible for global warming – reached an all-time high in 2018. The extra CO2 caused temperatures to rise to levels that cannot be explained by natural factors, scientists report. In the past 20 years, the world’s temperature has risen about two-thirds of a degree Fahrenheit, the National Oceanic and Atmospheric Administration said. Much more needs to be done, because if countries stick to the commitments they have already made, we are on track to see 3 degrees Celsius of global warming. http://africapitalism.us/carbon-tax-failure/

This year, the amount of carbon dioxide in the atmosphere reached its highest level in recorded history, at 410 parts per million. CO2 levels were about 280 parts per million before the Industrial Revolution in the late 1800s.

The map identifies seven “greening clusters” circled in red – including (1) across central North America, (2) southern Brazil, (3) the European Union, (4) Central Africa, (5) India, (6) China and (7) South Australia. Cropland expansion has contributed the most to greening. Six out of seven “greening clusters” (shown on the map) have highly intensive agriculture

China and India account for one-third of the greening but contain only 9% of the global vegetated land area. China has, according to its government, planted 35 billion trees since the 1990s. This greening trend we see from human activity cannot offset the loss of rainforest. Africa has lost 2.6 billion tons of CO2 in just seven years.

Let us examine a car tire that represents our world but it has serious leaks, which are hardly being addressed. Canada is obsessed with it small leak and it has budgeted for a very large carbon tax plug which does little to solve the flat tire.

What is sadly needed is more realism. There is a very large hole that needs to be plugged. Canada must show leadership by encouraging international cooperation. Global problems require global solutions: countries must work together to solve their common problem.

Trees are the strongest weapons we have in the fight against climate change. Planting of trees absorb CO2, but trees must be planted now in countries like Uganda that have lots of sun and rain. – not sometime in the future. The situation requires more swift and energetic action.

It starts with one tree nursery in Uganda that is self-sustaining. Such a model is already in place at a bare bones cost of $40,000. Since our own tree nursery still has a lot of unknowns, it can be assumed that the budget will be much higher. There are additional costs involving scooter trucks for delivery of seedlings, which only cost $1500, and later can be also used to transport produce.

Storage of easily spoiled fruit becomes a necessity. Simple inexpensive storage facilities are explained on the web sites of AfriCapitalism.us

THE CARBON TAX FUND FOR TREES

The fund can support 500 trees on one farm for a total cost of $250 for a period of 25 years plus an initial $500 for a total of $750 for one orchard.

There will be 500 trees with a NPV of $0.49/tree seedling: at the rate of $15/ton, the Net Present Value (NPV) is $250.

Add $1.00/tree for reporting and auditing for 25 years (that’s a one-off total – not per year): $500 to be audited by Living Water MicroFinance Inc. for 25 years. This will be monitored by a local cooperative.

This part of the fund will support each 1.5 acre farm that will have access to $150/year in the form of micro finance assistance complements of the Carbon Tax Fund. Each $150 will be recycled nine times for a total of $1,350.

This calculation does NOT include income streams from the fruit and nut produce, which are reserved for the women farmers and their families.  Later, irrigation can be added for a remunerative 275% crop improvement.

Since it takes up to two years for an orchard to be productive, a reliable source of income in the meantime will come from vegetable gardening like yams that would be planted in between the trees.

THE MODEL TODAY’S TALL TREE NURSERY

 The model tree nursery should be located near a developed area in order to access more professional manpower like a technical agricultural school. The school can provide training for the necessary expansion of tree nurseries throughout Uganda or other parts of Africa.

The nursery must be located at the banks of a water source, preferably near fast moving water like rapids or waterfalls in order to tap into the production of electricity. See http://hugenergy.us. Badly needed electricity can be used to support a host of small industries in the area.

With electricity it is possible to introduce large pumps that can provide irrigation: https://livingwatermicrofinance.org/carbon-pollution-irrigation/

The secret of this success is a sustainable approach to a tree nursery: fertilization is assured from both rabbits and fish that are part of the project. The system provides rabbit fur and meat and fish. The expansion of the project can happen very quickly to other parts of Africa once success has been proven. https://livingwatermicrofinance.org/rabbit-fish-farm/

There is a social, spiritual and economic goal of the project:

  • Socially it supports women farmers and widows and their families.
  • Spiritually small community groups of women gather weekly for support and spiritual guidance.
  • Economically the successful orchards provide needed employment rurally and can take the pressure from the high unemployment rates in the urban parts of Africa.

THE LAND ISSUE

Historically, Uganda has an abundance of land that became available upon the expulsion of white settlers by the horrific eight year rule of Idi Amin in the 1970s. Much of this land is held by the government but also to the “lucky” supporters of Amin.

Presently, there is a problem of adequate service of roads which require government funding. Taxation is the usual way to raise funds for benefits received. Many landlords are not paying adequate taxes to support such a project of good roads. In any other country the land would be seized by the government for non-payment of reasonable taxes.

For our purposes, our project needs the stability of a long term arrangement up to 50 years in order to support women farmers and their families over many generations. If Canada agrees to initiate the necessary initial investment, the Uganda government should equally share the load with free land. Uganda should also be in a position to help provide agricultural expertise that would be supported by the carbon tax fund.

Within two to three years, this same land will be providing taxation support for Uganda. Alternatively, the land can be leased on a long term contract (50 years) and the landowner must then pay for the taxes. Canada could entertain the idea of an offer-to-purchase available land at a reasonable rate.

Some land can come initially from Church lands, which will be used to support farming parishioners who in turn will support the Church clergy and buildings. Small spiritual communities are an important aspect of church life.

Lands that are donated to support this project will inherit a legacy https://livingwatermicrofinance.org/living-water-microfinance-legacy/ One can also benefit from charitable tax deductions in the western world: http://africapitalism.us/african-landlord-donation/

 Tree Nursery & Carbon Tax Fund

SO THAT OUR BROTHERS AND SISTERS CAN LIVE IN DIGNITY  Living Water MicroFinance Inc. has an operating micro model in order to deliver a solution for the Carbon Tax Fund.

The Marginalization of the Poor in the Tropics

WHICH MODERN SOCIETY ITSELF HAS CREATED

We envision a world that solves the carbon emission problem by creating the tree nursery concept in Africa.

In the past four years, global prices of staples such as maize and wheat have twice hit record levels, driving hundreds of thousands of the world’s most vulnerable people further towards hunger and poverty.

The 100-year trend of falling food prices may be over and food prices may increase by 30-50 percent within decades, severely impacting on the very poor, who spend up to 90 percent of their income on food.

Domesticate indigenous fruit trees could help provide much-needed vitamins to millions of sub-Saharan Africans. The diversity of forest, fallow and agricultural margin foods can often help provide the range of micro nutrients needed for the human diet.

The trees’ natural habitats are being lost, mainly to widespread deforestation resulting from population growth, the cutting of trees for firewood or charcoal. Due to years of unsustainable farming practices, the soil across much of Africa has been degraded. African farmers only have access to 5% of the level of fertilizer per unit area of land as compared to their East Asian counterparts.

Farmers may see little incentive to intentionally grow indigenous fruits as a crop, because the trees are perceived as taking years to mature. This may be true in the wild, but not always when trees are cultivated.

With just 37% of the land, small farms produced 73% of agricultural output. Small farms are getting smaller because, with population pressure, farmers have to share access to existing land among more people while gaining no access to new land.

Land access for women is specifically part of the Millennium Development Goals.  According to FAO, fewer than 2% of landholders worldwide are women. Many men can make decisions about the land on behalf of themselves and their spouses, but women cannot. Another impediment is that in giving credit, governments and banks require women to present some form of authorization from their husbands or fathers: only 10% of agricultural loans go to women.

A fresh approach both to food production and the use of natural resources is needed if we are to avoid the food crises expected to touch every country in the world by the middle of this century. We can reverse the trend by giving small farmers, especially women,  the means to feed the world: with intensive/market oriented agriculture on a 1.5 acre piece of land.

Carbon Tax Tree Nursery
Today’s Tall Tree Nursery in Africa absorbs carbon emissions using finances from the Carbon Tax Fund.

The Secret is the AgroForest

Carbon Tax Tree Nursery
Today’s Tall Tree Nursery in Africa absorbs carbon emissions

Tree Nursery & Carbon Tax Fund

  1. An Improved seed, tree and fertilizer system: Today's-Tall-Trees
  • To absorb carbon dioxide in order to solve the global warming crisis
  • To produce more food economically in order to deal with world famine
  • To produce fruit, nut and fodder trees that will be used for furniture and not for burning.
  • To restore land by planting nitrogen-fixing trees among the fruit, nut and foliage trees
  • To develop organic agriculture without using chemical fertilizers or pesticides.
  • To provide all requirements of daily vitamin needs.

  3. Micro Financing for women farmers financed by the Carbon Tax Fund:  Small Farm: 1.5 acre: 500 orchard and foliage trees:

  • Carbon Tax Fund Support: $15/tree (brought forward) over the expected lifetime of 50 years. The $15/ton is equivalent to $0.14/US gal.
  • The cost of a HUG Irrigation System: $7,000,000
  • 14,000 acres to support 9,400 farms x 500 x $1.49 (NPV) = $7,000,000

NPV: Net Present Value of a tree is its value over its 50 lifetime of absorbing CO2 emissions at the rate of 1.5 tons/tree.

Please Noteanother calculation of NPV of fruit trees living for 25 years = $0.49/tree plus $1.00/tree for maintenance: $1.49/tree. (Fruit trees are productive for 25 years and then are replaced.)

The  $0.49/tree is based on $15/ton of carbon dioxide emissions. Canada will levy a $20/ton next and increase this to $30/ton . That means the new NPV will be $0.66/tree & $0.99/tree  respectively for a total of $1.66/tree and $1.99/tree.

  4.  Training with Field Officers and Agronomists

  5. Market facilitation with HUG electricity for cold storage of produce Continue reading GLOBAL CLIMATE CHANGE SOLUTION

Reforesting the Tropics 2

Saving Humanity: Reforest the Tropics

Buying Time to develop alternative technologiesReforesting the Tropics

Planting trees remains one of the most cost-effective means of drawing excess CO2 from the atmosphere. Therefore, reforesting the tropics will act as carbon sinks, alleviating the greenhouse effect. There are millions of acres of tropical pastures available. When given proper care, orchard tropical trees bear fruit up to 50 years or more.

Reforesting the TropicsPLANT MORE TREES around the world — because… trees are carbon storage (sequestration) experts.

The United States has cut down over 50% of its original forests in the last 400 years, which would have absorbed 50% of its carbon emissions. Once carbon dioxide goes into the atmosphere it stays there for a long time. About 33% continues to cause damage after 100 years.

 It is estimated by the U.S. Forest Service that all the forests in the United States, combined, sequestered approximately 309 million tons of carbon each year from 1952 – 1992, offsetting approximately 25 percent of human-caused emissions of carbon during that period in the United States.

The world’s forests remove over one quarter (27%) of current annual human carbon emissions from the atmosphere each year, the equivalent of about 2.4 billion tons of carbon according to the latest published scientific research.

Reforesting the TropicsThe tropical zones of the world seem particularly attractive for forestation because of the high rates of productivity that can potentially be attained there, and because there appear to be large areas of land that would benefit from tree planting.

Reforesting the Tropics

TREE MATH

Young trees absorb CO2 at a rate of 13 pounds per tree each year. Trees reach their most productive stage of carbon storage at about 10 years at which point they are estimated to absorb 48 pounds of CO2 per year and one acre of trees absorbs 2.6 tons of CO2 every year.

 For every ton of new-wood growth, about 1.5 tons of CO2 are removed from the air and 1.07 tons of life-giving oxygen is produced.

POSITIVE GROWTH OF TREES IN THE TROPICS

Borial zone trees absorb 0.5 Pg C/yr compared to Temperate zone trees at 0.7 while tropical trees grow at the rate of 1.3 or 185% more efficiently year-round than trees in a temperate zone

Younger and faster growing orchards generally have higher annual sequestration rates and they are given higher personal care of proper fertilizer and water: add a further 25% increase. We conclude there is an additional (185% + 25%) or 210% increase in the value of CO2 absorption.

Reforesting the TropicsThis map shows solar-induced fluorescence, a plant process that occurs during photosynthesis, from Aug. through Oct. 2014 as measured by NASA’s Orbiting Carbon Observatory-2. This period is springtime in the Southern Hemisphere and fall in the Northern Hemisphere. Photosynthesis is highest over the tropical forests of the Southern Hemisphere but still occurs in much of the U.S. Grain Belt. The northern forests have shut down for the winter.

 Commonwealth Scientific and Industrial Research Organisation (Australia), CSIRO forests researcher Dr Canadell estimate that tropical forest re-growth is removing an average of 1.6 billion tons of carbon per year. Combining the uptake by established and forest re-growth plus emissions from deforestation, the world’s forests have a net effect on atmospheric CO2 equivalent to the removal of 1.1 billion tons of carbon every year. Reforesting the TropicsReforesting the Tropics

In terms of cutting emissions a 53% reduction in 2010 emissions is equal to almost 20 Gt of CO2 emissions. For some perspective, global emissions from coal fired electricity generation were about 9 Gt CO2 in 2010.

Reforesting the TropicsThe larger predictions from climate models are due to the fact that, within these models, the more important greenhouse substances, water vapor and clouds, act to greatly amplify whatever CO2 does. This is referred to as a positive feedback. It means that increases in surface temperature are accompanied by reductions in the net outgoing radiation – thus enhancing the greenhouse warming. … Satellite observations of the earth’s radiation budget verify this fact.

VALUE OF TROPICAL TREES

Moisture created by the rain forests travel around the world. America’s Midwest is affected by the forests in the Congo which is roughly a distance of 6000 miles. Moisture from the Amazon falls as far away as Texas.

The Benefits of Tropical Trees:

Continue reading Reforesting the Tropics 2

THE PLOW VERSUS THE TRACTOR 2

 The PLOW versus the TRACTOR

In order to prepare the soil for planting, tilling or plowing the soil removes weeds and shapes the soil into rows for crop plants.

A light, inexpensive metal plow that is pulled by a donkey or an ox can help overcome this problem. It allow for earlier planting because of high productivity. The plow is made lighter than many plows in other part of the world due to the arid conditions and the fact that it is being pulled by one donkey only or sometimes by a camel.

The kind of plow is an intermediate technology, which has been used for years in the Middle East and Asia. Studies have shown that families that have access to a donkey and a plow can increase their harvests by 500%.

The development of an intermediate technology brings together farming, metalworking and the production of improved harnesses. The metal comes from scrap, which is usually obtained from old vehicles. The blade, for example, would be made from leaf springs from old suspensions. The steel is useful as it can easily be hardened through quenching by a blacksmith to produce a hard wearing surface.

Plow versus tractorPlow versus tractor

One ox on credit, 20 kg of a variety of seed grains and a plow and harvest cost US$200.

Bullock drawn disc harrow: The operator’s seat enables the operator to ride instead of walking, which helps in deeper penetration and reduces drudgery.

Plow versus tractor

Ransome Victory (Moldboard) Plow, which is commonly used throughout Southern Africa, was quickly adopted over earlier, heavier models that required multiple spans (teams) of oxen.

Plow versus tractor
Plow versus tractor

The advantages of the Ransome Victory plow are that it is relatively cheap (US$100–200 requires only a single span of oxen to pull, and in wet soils, can be handled by even a youth.

There are always problems along the way: the lack of high-quality feed during the dry season limited the single ox especially for the first cultivation of the season.

The disadvantages of the Ransome Victory are its relatively shallow draft (20 cm), the fragility of the torsion bar, and the short plowshare, which tends to leave an uneven, smeared furrow in clayey soils unless well-handled. Furthermore, the Ransome Victory plow is nearly unusable in dry soils, limiting its use until after seasonal rains have sufficiently saturated the soil.

The annual plowing of fields without fallowing or sub-soiling (“ripping”) has led to severe losses of topsoil due to surface erosion. Furthermore, the repeated plowing at the same depth has caused the formation of hard pans due to the weight of the land side pushing down on the underlying soil. This hard pan restricts water infiltration, limiting the soil’s ability to absorb and retain water; it also severely restricts root growth of crops, which in turn has a negative impact on crop yield. 

TO PLOW DEEPER WITH A TRACTOR

Continue reading THE PLOW VERSUS THE TRACTOR 2

SEVEN BILLION TREES 2

THE HARD WAY: $100 THRILL ION

eleventh hour

EASY WAY: 7 BILLION TREES: $7 BILLION

Tropical trees cool earth most effectively, working 12 months of the year sequestering carbon dioxide emissions.  We need to plant seven billions of trees in Africa and the Amazon.

 NASA estimates that there are currently 400 billion trees globally. Every newly planted tree seedling in the tropics removes an average of 50 kilograms of CO2 from the atmosphere each year during its growth period of 20–50 years, compared with 13 kilograms of CO2 per year for a tree in the temperate regions. 

The addition of just seven billion trees in Africa (one for every person on Earth) would therefore give us a further 16 years of safe climate at our current rate of emissions. 

An average of $6 billion per year plus $1 billion for incentives for ten years could pay for the reforestation program. The total cost of $7 billion of trees in Africa  per year for ten years is about 1% of the world’s total annual military expenditures.

Most tropical hardwoods grow to maturity quickly (10 to 20 years) Compare a 5 year old tropical tree to a five year old northern counterpart, and you can easily see the difference in size: half of wood weight is carbon

Tropical trees take up water from rainfall and evaporate it through their leaves, and create cloud cover. These clouds reflect even more sunlight than grasslands or bare earth, thus cooling the earth more. By contrast, trees in snowy places like Canada, Scandinavia and Siberia absorb sunlight that would otherwise be reflected back to space by the bright white snow.  But in the tropics forests helped cool the planet by an average of 0.7 C, according to one study.

Forests act as a carbon sink by taking carbon dioxide out of atmosphere, but the more the climate is warming, the slower the trees are growing, the less carbon they suck up. These acclimated trees release far less CO2 at night, which are trees suddenly exposed to hot temperatures.  This hints that future CO2 emissions from Northern Hemisphere forests won’t be as large as scientists thought, even though they would still be on the rise.

It seems like simple arithmetic: a tree can absorb up to a ton of carbon dioxide over its lifetime (25 – 40 years), so planting one should be an easy way to mitigate climate change.

Over time they deplete their resources and are much more susceptible to additional stressors, such as damage by fire or a big drought or insect outbreaks.

Remember that tropical trees work 12 months of the year sequestering carbon because there is no dormant winter season. We need to plant billions of trees in Africa and the Amazon.

The Perfect Storm

billions trees Africa

When escalating global warming crosses one or more of the important climate tipping points you create the perfect storm of perfect storms: irreversible global warming. This will destabilize the global; it will then destabilize the global political landscape of functioning nations. As the climate, the global economy, and the political landscape of functioning nations destabilize, it will soon destabilize all of the normal social aspects of our individual lives, businesses, and organizations.

billions trees Africa
Billions of trees in Africa will make the Difference!

Continue reading SEVEN BILLION TREES 2

Conscious Capitalism 2

CONSCIOUS CAPITALISM & OUR MISSION:  

Our mission is to be the best in the world in micro hydro electric and water resource management: by evolving innovative damless hydroelectric and water transfer technology. We create Today’s Tall Tree Nurseries to support Micro Finance for women farmers and their families using the Carbon Tax Fund, a new form of foreign aid. We export Mechanization into Africa for more productive agriculture. We do all this under the umbrella of Conscious Capitalism.

Conscious Capitalism

Africa is most affected by businesses than any other social organizations, bringing people together to help other people and bringing value and food for Africans – not entirely for profit but a by-product of a higher purpose.

Conscious businesses are a better way to do business. It will start slowly like a small path in the forest with a local cluster, but it will expand to a broad highway, because it lifts people out of poverty and creates prosperity. Partners of conscious businesses are dedicated to the company’s purposes. Our children and grandchildren will flourish in ways that we cannot imagine.Untitled-1c2

“Business as usual” will not succeed: we need a new paradigm for business: a conscious business, which have four tenets:

  1. A higher purpose of caring: why our business exists and why you were born
  2. Harmonious Integration of all stakeholders: including landlords, suppliers, the community and the environment. We wish to build partnerships that share our common purpose.
  3. Conscious Leadership: motivated by the firm’s higher purpose.
  4. Conscious Culture: to innovate continually

Living Water MicroFinance Inc. is a heroic conscious business because it creates value and lifts Africans out of their poverty, creates stability for the family and helps build communities with technical schooling. Not by crony capitalism where the select few use the coercive power of government for their advantage.

Untitled-1c

Living Water MicroFinance’s Purpose

  • to evolve a more sustainable and efficient agricultural system using micro finance
  • to raise awareness of healthy eating
  • to help end poverty using irrigation and electricity
  • to make Conscious Business a dominant economic system

It is socially irresponsible to run a business that does not consistently generate profits, yet these are not the primary goals.

Africans feel more fulfilled when their work is more aligned with their passion: to help fellow Africans. Positions become available and careers are created through the collective intelligence of teamwork, where creative ideas of individuals are bounced around the team and get improved.

Plato discovered his ideals: the Good (service to others); the True (furthering human knowledge) and the Beautiful (excellence and the creation of beauty). We add a fourth: the Heroic (the courage to do the right thing to change and improve the world greater than most would think possible.

 Living Water Microfinance Conscious Capitalism

Continue reading Conscious Capitalism 2

MICRO HYDRO ELECTRICITY 2

 MICRO HYDRO AND OUR MISSION:  

Our mission is to be the best in the world in micro hydro electricity and water resource management: by evolving innovative damless hydro electric and water transfer technology. We create Today’s Tall Tree Nurseries to support Micro Finance for women farmers and their families using the Carbon Tax Fund, a new form of foreign aid. We export Mechanization for a more productive agriculture.

hydro kinetic power

  • Hydro kinetic technologies use the power of moving water.
  • New hydro kinetic generation technologies are primarily in the development, demonstration, and pilot phases of deployment and have not yet been commercialized.
  • In 2011, the U.S. had less than 1 megawatt (MW) of installed hydrokinetic, as compared to more than 77,000 MW of conventional hydroelectric generation capacity.
  • Some experts predict that hydrokinetic energy could provide 13,000 MW of new generation capacity to the United States by 2025.

Approximately 2 MW of wave power and 4 MW of tidal power have been installed, but mostly as short-run tests or prototypes.

The 254MW Sihwa Lake tidal power station in South Korea, completed in 2011. The cost to the Korean Government was $US293 million, roughly $1,000,000 per MW  versus HUG Micro Hydro Electricity: $315,000/MW

hydrokinetic2

The 254MW Sihwa Lake tidal power station in South Korea, completed in 2011. The cost to the Korean Government was $US293 million, roughly $1,000,000 per MW  versus HUG Micro Hydro Electricity: $315,000/MW

Untitled-6
Sunset Falls of the Skykomish River at Index, WA where the powerhouse of an older, now defunct hydro dam project was to have been located.

Dam Proposed for South Fork Skykomish would have been an Economic Loser.

The  Sky Dam proposal: 30 MW, with the same length of 39 m (129′) (effectively 13.7 MW): $150,000,000 

 Micro Hydro Electricity from RapidsHUG Pump

This HUG Micro Hydro Electricity is ideal to produce electricity in remote areas without the use of a dam. In addition, if we wanted to make use of the pressure at the end of the HUG Pipeline, water could be sent over a long distance for irrigation purposes. Additional benefits include: Continue reading MICRO HYDRO ELECTRICITY 2

LIVING WATER MICROFINANCE LEGACY 2

YOUR LEGACY AND MICRO FINANCE:  

Our mission is to build a legacy in the world of micro hydro electric and water resource management: by evolving innovative damless hydroelectric and water transfer technology. We create Today’s Tall Tree Nurseries to support Micro Finance for women farmers and their families using the Carbon Tax Fund, a new form of foreign aid. We export Mechanization for a more productive agriculture.

Untitled-60    Patron  Wanted  who is Crucial to our Development

Your Legacy becomes a Living Memorial to your generosity:

Prayer Legacy

Dear God, we thank You for Your unique gift of our planet earth.

Dear God, we ask for Your forgiveness for creating our environmental turmoil that increase poverty.

Dear God, may this Endowment create a new Climate of Change in this country.

               Please say a small prayer for me,

              O. Johnson

Planned Giving

“Planned giving, very simply, is gift planning. It is the process of designing charitable gifts so that the donor realizes philanthropic objectives while maximizing tax and other financial benefit

Planned giving means that you may make an immediate and/or a deferred gift.

  • You may reduce your taxes now and/or upon your death without taking away from your financial security or the legacy you plan for your heirs.Philanthropy

Why Plan Your Giving

Incentives take the form of a tax credit in the case of individuals, and a reduction in taxable income in the case of corporations.

Key Tax Provisions

  • Individuals receive a tax credit for charitable donations approaching 50%.
  • Donations may be claimed up to 75% of income while living or 100% in the year of death and carried back to the preceding year.
  • Unclaimed donations can be carried forward up to five years, and/or combined with the spouse’s giving, to provide maximum tax relief to high income earner.
  • Gifts of property enjoy reduced capital gains taxation. Capital gains tax is reduced by 50%.

Does your donation go where you think?

Continue reading LIVING WATER MICROFINANCE LEGACY 2

AFRICAPITALISM: NEXT6 2


NEXT 6 and our MISSION:  

Our mission is to be the best in the world in micro hydro electric and water resource management: by evolving innovative damless hydroelectric and water transfer technology. We create Today’s Tall Tree Nurseries to support Micro Finance for women farmers and their families using the Carbon Tax Fund, a new form of foreign aid. We export Mechanization for a more productive agriculture. We partner with teams of Next 6 to develop AfriCapitalism.

AFRICAPITALISM: NEXT 6

NEXT6
                                                           NEXT6 YOUTH
Next6
                                                 NEXT6

Our Living Water Investment Trust is where African entrepreneurs can share a customized business plan with us. The Investor receives a huge social benefit of helping to support small projects.

Our business mentors, Next help guide an assessment of the business’s strengths and weaknesses. Two teams of Next will cooperate (“coopetition”) while working in the same type of business.

Living Water Is Corporation will guarantee a healthy return on investments in the first year. The entrepreneur may be asked to invest as little as 10% of the investment required. The entrepreneur’s business information is confidential and secure.

The entrepreneurs in Africa is the main recipient and  they will own 40% of the new venture — with only 10% down payment. The remaining 51% is held by Living Water Is Corporation , which in turn is supported by equity investors (9%), who views this project closer aligned with a donation through a Crowd funding promotion. 

NEXT6 GET INVOLVED
                                     NEXT6: GET INVOLVED

Continue reading AFRICAPITALISM: NEXT6 2